How much of your life happens online—75 percent? 90? With cell phones in our pockets and tablets next to our beds, we’re all leading electronic lives, with the expectation that when we want or need information, we’ll find it almost immediately. And retirement plan information is no different.Part...

Download The ChecklistAuto-Enrollment and Auto-EscalationWhen we think about the important goals we’ve reached in our lives, like graduating from college or achieving a career milestone, the journey likely took time, perseverance, and a whole lot of hard work. But the payoff in the end are the...

Download The ChecklistWhether retirement plans are core to your practice or part of a larger strategy to help clients, you’ll compete more effectively if you successfully communicate how you differentiate yourself from other advisors. From the perspective of many business owners, most financia...

Every plan sponsor has a fiduciary responsibility to account for all funds in a retirement plan—including uncashed distribution checks. Do you know what your responsibilities are when a check goes uncashed or a plan participant falls off the grid? Is there a point at which you are no longer li...

Although it's certainly true that not enough Americans are saving for retirement, it's also true that the many millions who are saving do so through an employer-sponsored defined contribution 401(k) plan. And as you may well know, 401(k) plans tend to generate a considerable amount of financ...

Download The ChecklistIt’s Not a One-Size-Fits-All WorldThis won’t come as a surprise, but we all have different tastes and needs. The examples are all around us. Take TV, for example. To me, it means movies. To you, it might mean sports or news. But that’s ok because we can custom...

In fact, the rules governing retirement plan loans are rather complex because they are designed to protect consumers and employers from misuse of funds, tax complications and other potential pitfalls. This month’s newsletter explains 401(k) loan guidelines in easy-to-understand language, cover...

The Employee Retirement Income Security Act of 1974, also known as ERISA, helps protect those saving for retirement by mandating certain fiduciary responsibilities of those working in the retirement plan industry. In April 2017, the rules governing those responsibilities will change. Will you be rea...

Given the "you're going to have to deal with this sooner or later" aspect of forfeitures, it makes sense to understand what they are, when they mean and how to manage them effectively and legally. It isn't news to note that there are government regulations related to forfeitures. T...

KTRADE will deploy iJoin’s suite of enrollment , education and advisor toolsiJoin Solutions, the leader in mobile enrollment , engagement and independent participant analytics solutions for retirement plans , is pleased to announce a strategic partnership with North American KTRADE Alliance, L...