If your business offers a 401(k) plan—or another type of qualified retirement plan—you have been completing and submitting a 5500 form every year since the plan was initiated. And every year the IRS, the Department of Labor and the Pension Benefit Guaranty Corporation use the information...

Media Contact:Kathy King kingk@folioinvesting.comFolio Institutional Solves the Fiduciary Duty Puzzle with KTRADE PartnershipPartnership improves open - architecture retirement plan s’ administration, investment choices and costsMcLean, Va., March 30 , 2016 – Folio Institutional, the com...

Part-time employees may play an important role in your business, which can be a good thing for your bottom line - and can allow welcome flexibility for your employees, too. Many companies, from manufacturing to health care, are reaping the benefits of a multifaceted work force. But if you are offeri...

It might not surprise you to hear that the IRS has some fairly complicated rules governing compensation levels and retirement plan contributions. In fact, the IRS reports that a good number of plan sponsors get this key issue wrong - a mistake that can cost both time and money.This month’s new...

A Plan Fiduciary's ResponsibilitiesOctober 2015 Newsletter The term “fiduciary” gets used a lot these days; sometimes, we suspect, without a true understanding of what the term means and how fiduciary responsibility applies to our industry. It’s a corner of the retirement plan indu...

Introduction Setting the Stage The Defined Benefit Component Eligibility Crediting Interest Contributions    Top Heavy Minimums    Limits on Tax Deductions Flexibility Funding Requirements ConclusionAlthough not a new design, there has been renewed interest in the "combo pl...

September 2015 NewsletterWhen Mistakes HappenWhen we work with you as your third-party administrator, we commit to keeping your retirement plan compliant and error-free. And we take that commitment seriously. But as the saying goes, mistakes happen, even with the best intentions and cross-check sys...

Introduction Lease or Purchase    Defined Benefit (DB) Plan    Defined Contribution (DC) Plan The Car Lot Compact or Full Size? One-Car Garage Eligibility Employee Deferrals Matching Contributions Profit Sharing Contributions Vesting Loans ...

Introduction What is Automatic Enrollment? Eligible Automatic Contribution Arrangement (EACA) Qualified Automatic Contribution Arrangement (QACA) "Generic" Automatic Enrollment Why Automatic Enrollment? Preventing a Test Failure    Example #1    Exampl...

KTRADE Successfully Completes SSAE 16 (SOC1) AuditKTRADE’s SSAE16 operational certification and CEFEX recordkeeping designations put it in rare company March 16, 2015Plymouth, IN - North American KTRADE Alliance LLC, (KTRADE), a leading provider of retirement plan recordkeeping services is ple...