We believe in offering you the resources you need to effectively manage your retirement plan.

By accessing the tools listed below, you can participate in a demonstration of our online features as a plan participant (employee) or a plan sponsor (employer).

See Our Demo Site in Action

Take a quick tour that displays balances, investment options, transaction history, and other information. Sponsors may access reports, upload data, and review the activity of their plan.

KTRADE Calculators

We offer a library of financial-planning calculators to help you plan for a financially secure retirement. These interactive calculators will provide you with dynamic graphics and fully customizable reports and are intended to be another KTRADE tool to help you make sound financial-planning decisions. Though not designed to replace the advice and information you will receive from a qualified professional, our tools are a good place to start planning your future.

Annual Plan Limits

Annual Compensation and Contribution Limits for Qualified Retirement Plans
  2022 2021 2020 2019

401(k) and 403(b) Deferral Limit

20,500 19,500 19,500 19,000

457 Deferral Limit

20,500 19,500 19,500 19,000

401(k), 403(b), 457 Catch-up Contribution Limit

6,500 6,500 6,500 6,000

SIMPLE Deferral Limit

14,000 13,500 13,500 13,000

SIMPLE Catch-up Contribution Limit

3,000 3,000 3,000 3,000

Annual Compensation Limit

305,000 290,000 285,000 280,000

Defined Benefit 415 Limit

245,000 230,000 230,000 225,000

Defined Contribution 415 Limit

61,000 58,000 57,000 56,000

Dollar Limit for HCEs

135,000 130,000 130,000 125,000

Dollar Limit for Key Employee

200,000 185,000 185,000 180,000

Social Security Taxable Wage Base

147,000 142,800 137,700 132,900