We believe in offering you the resources you need to effectively manage your retirement plan.

By accessing the tools listed below, you can participate in a demonstration of our online features as a plan participant (employee) or a plan sponsor (employer).

See Our Demo Site in Action

Take a quick tour that displays balances, investment options, transaction history, and other information. Sponsors may access reports, upload data, and review the activity of their plan.

KTRADE Calculators

We offer a library of financial-planning calculators to help you plan for a financially secure retirement. These interactive calculators will provide you with dynamic graphics and fully customizable reports and are intended to be another KTRADE tool to help you make sound financial-planning decisions. Though not designed to replace the advice and information you will receive from a qualified professional, our tools are a good place to start planning your future.

Annual Plan Limits

Annual Compensation and Contribution Limits for Qualified Retirement Plans
  2020 2019 2018 2017

401(k) and 403(b) Deferral Limit

19,500 19,000 18,500 18,000

457 Deferral Limit

19,500 19,000 18,500 18,000

401(k), 403(b), 457 Catch-up Contribution Limit

6,500 6,000 6,000 6,000

SIMPLE Deferral Limit

13,500 13,000 12,500 12,500

SIMPLE Catch-up Contribution Limit

3,000 3,000 3,000 3,000

Annual Compensation Limit

285,000 280,000 275,000 270,000

Defined Benefit 415 Limit

230,000 225,000 220,000 215,000

Defined Contribution 415 Limit

57,000 56,000 55,000 54,000

Dollar Limit for HCEs

130,000 125,000 120,000 120,000

Dollar Limit for Key Employee

185,000 180,000 175,000 175,000

Social Security Taxable Wage Base

137,700 132,900 128,400 127,200